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What people think about 12M Bad Credit Loans?
Yesterday I needed $1000 to cover utility bills. I decided to apply via 12M Bad Credit Loans. They only approved me for $600 but the process itself was effortless, and their rates were reasonable.
Miss Jaquelin Schneider DVM
I want to say Many Thanks to the employees of 12M Bad Credit Loans. They offer fast solution to any unexpected money problems. Love them for their same day approval. Applied for a loan and got accepted although my credit was poor. I will certainly use this company if I need money again.
Garnet Greenfelder V
Recently I urgently needed cash to pay for a gender party. I filled out an application form via the website of 12M Bad Credit Loans. I entered the basic personal information. No phone calls. The requested loan was approved within 10 minutes. The money was deposited to my bank account within 3 hours. Cool website!
Maureen Bergnaum
The process was hassle-free, straightforward. No paperwork needed. Thank you a lot. Love their 24/7 customer support. No complaints. Would apply again.
Miss Taya Walsh DDS
Previously I needed $1000 to cover utility bills. I decided to apply via 12M Bad Credit Loans. They only approved me for $500 but the process itself was transparent, and their rates were attractive.
Miss Trinity Champlin DDS
Important
Below you can review general information about payday loans and their common features.
Payday Loans in San Jose, Illinois
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in San Jose, Illinois is are simple to get. The interest rate is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
404%*
$1,000 (or 25% of the gross monthly income)
13 days
120 days
Advantages of 12M Bad Credit Loans that offers payday loans in San Jose, Illinois
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the payday loan even before applying.
Other Payday Lenders in San Jose, California
Check Into Cash
3977 Cochran St ste b, Simi Valley, CA 93063, USA
+1 (805) 583-4047
local.checkintocash.com
Get Auto Car Title Loans Concord Ca
2151 Salvio St Ste A2-544, Concord, CA 94520, USA
+1 (925) 326-6070
getautotitleloans.com
ACE Cash Express
104 W Anaheim St ste a, Wilmington, CA 90744, USA
+1 (310) 518-4655
www.acecashexpress.com
ATM - Umpqua Bank
4280 Main St, Kelseyville, CA 95451, USA
+1 (707) 279-0300
locations.umpquabank.com
La Cienega - Los Angeles Check Cashing
8506 W 3rd St, Los Angeles, CA 90048, USA
+1 (310) 652-8100
www.losangelescheckcashing.com
Montana Capital Car Title Loans
1029 Martin Luther King Jr Way, Merced, CA 95341, USA
+1 (209) 252-3070
montanacapital.com
