U.S. Bank Branch Payday Loans Review - San Jose, California

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5 reviews
Organization owner?
6061 Snell Ave, San Jose, CA 95123, USA
+1 (408) 361-7815
locations.usbank.com
Friday
11AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
11AM–6PM
Tuesday
11AM–6PM
Wednesday
11AM–6PM
Thursday
11AM–6PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data
Testimonials

Feedback about U.S. Bank Branch?

Here you grapple with the feedback of our clients.

I trusted U.S. Bank Branch when it was necessary to get a cash advance. I filled in an application quickly. No problems.

Jordyn Schiller IV

Thanks to U.S. Bank Branch for helping when money is emergenctly needed. I have been applying to this service for over one year and everything is always honest, without hidden fees.

Matilda Hessel

Thanks to U.S. Bank Branch for assisting when money is emergenctly needed. I have been applying to this service for more than one year and everything is always honest, without hidden charges.

Josiah Waters

Thanks to the staff for the competent service. They assisted in difficult times. For application you only need an ID.

Keara Reinger

Good service with a reasonable percentage. Money deposited immediately, I always use U.S. Bank Branch.

Tyree Parisian MD

Note

Pay Attention

Further there will be given the details about not a definite lender. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in San Jose, Illinois

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

It is easy and quick to take out loans in San Jose, Illinois. The rates are accured on an individual basis: if a customer repays as much loans as possible, she will be provided one of the most favorable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will U.S. Bank Branch help issue a loan in San Jose, Illinois?

  • 24/7 service. Such Internet services allow you to receive funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in San Jose, Illinois. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

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