Union Bank Payday Loans Review - San Jose, California

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3.3 3 reviews

Organization owner?

1700 The Alameda #100, San Jose, CA 95126, USA

+1 (408) 286-1700

blw.unionbank.com

Friday

10AM–5PM

Saturday

Closed

Sunday

Closed

Monday

10AM–5PM

Tuesday

10AM–5PM

Wednesday

10AM–5PM

Thursday

10AM–5PM

Domain Info

Mailing Address

1980 Saturn Street

Monterey Park

91755

United States

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

Feedback about Union Bank?

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Note

Pay Attention

Above-defined info provides the details about a definite lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in San Jose, Illinois

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and fast to issue loans in San Jose, Illinois. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most favorable terms and rates.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Union Bank help issue a payday loan in San Jose, Illinois?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not required.
No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is reviewed by payday lenders before issuing a loan. But banks almost 100% refuse the application when lenders in San Jose, il will assess other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan: