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What people think about Mechanics Bank - San Francisco Branch?
Thank you for the amazing service. Your staff helped me throughout the application. It’s cool that you only need an ID to get approved.
Justina Mante MD
They only ask for an ID to verify you. Last year I was fined and needed extra money to survive. These guys accepted me although I had a bad credit score. Quick and transparent process. Very satisfied!
Earline Huels Sr.
Previously I needed $1000 to cover medical bills. I decided to contact Mechanics Bank - San Francisco Branch. They only approved me for $600 but the process itself was legit, and their rates were good.
Alek Wilkinson
Important
Above there is information about a definite lender. Below you can see common characteristics of payday loans.
Payday Loans in San Francisco, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in San Francisco, California is are easy to access. The interest rate is individual for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Mechanics Bank - San Francisco Branch that offers payday loans in San Francisco, California
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people take out cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give consumers with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some borrowers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your needs and pay off your loan commitments in good time.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a payday loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in San Francisco, California
California Check Cashing Stores
2151 Story Rd, San Jose, CA 95122, USA
+1 (408) 923-1331
www.ccfi.com
Private Student Loan Aid Center
6320 Canoga Ave #15th, Woodland Hills, CA 91367, USA
+1 (888) 265-1820
Bank of America (with Drive-thru ATM)
645 Carlsbad Village Dr, Carlsbad, CA 92008, USA
+1 (760) 730-2989
locators.bankofamerica.com
Bank of America ATM
981 E Spring St, Signal Hill, CA 90755, USA
+1 (844) 401-8500
locators.bankofamerica.com
Shell Western States Federal Credit Union
1700 Pacheco Blvd, Martinez, CA 94553, USA
+1 (925) 228-4545
www.swsfcu.org
