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What people think about East West Bank?
I have already submitted an application to this company twice and I was very happy with the rates. This is the only day and night website with affordable rates in my city.
Melody Auer
East West Bank seems nice. Applied twice. The first cash advance approved was small – $100, but next time the limit was increased to $800. Repaid the loan on due date. The staff were understanding, they gave detailed answers to all my questions. No troubles. But their interest rates are average.
Johathan Huels
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in San Francisco, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans may be an easy and speedy solution to a short-term problem in San Francisco, California. Loans from payday lenders can get you money quickly. Your APR will depend on a few things.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of East West Bank that offers payday loans in San Francisco, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will check your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.
Other Payday Lenders in San Francisco, California
Check 'n Go
57562 Twentynine Palms Highway, Yucca Valley, CA 92284, USA
+1 (760) 365-4072
locations.checkngo.com
ACE Cash Express
1175 Avocado Ave #104, El Cajon, CA 92020, USA
+1 (619) 441-9172
www.acecashexpress.com
Family Car Title Loans
1202 Boulevard Way, Walnut Creek, CA 94595, USA
+1 (925) 239-4344
familytitleloans.org
Self-Help Federal Credit Union
5261 E Kings Canyon Rd #105, Fresno, CA 93727, USA
+1 (877) 369-2828
www.self-helpfcu.org
Premier America Credit Union
627 W Channel Islands Blvd, Port Hueneme, CA 93041, USA
+1 (800) 772-4000
www.premieramerica.com
