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What people think about First Citizens Bank?
A couple of days ago I urgently needed $500 to pay for a gender party. I filled out an application form via the website of First Citizens Bank. I entered the basic personal data. No phone calls. The requested loan was approved within 20 minutes. The money was transferred to my bank account within 2 hours. Love this lender!
Moriah Becker
They only ask for an ID to verify you. Last week I was broke and needed extra money to hold on. These guys approved me although I had a bad credit score. Fast and safe application. Very happy!!
Mr. Jayme Price
I recommend First Citizens Bank to every person who need extra money. I’ve been using them for 5th time. Always amazing service!
Dr. Stevie Wintheiser PhD
I always use First Citizens Bank when it need a cash advance. The application process is hassle-fee. No troubles.
Adalberto Lockman
Pay Attention
The previous three items describe a peculiar lending service. But below you can read general information about payday loans.
Payday Loans in San Diego, Texas
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans may turn out an easy and speedy solution to a short-term problem in San Diego, Texas. Loans from payday lenders can get you money quickly. Your APR will depend on a few things.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of First Citizens Bank that offers payday loans in San Diego, Texas
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to individuals with a bad credit score. Payday loan approvals depend very much on other factors. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the exact cost of the cash advance loan immediately.
Other Payday Lenders in San Diego, California
ACE Cash Express
6000 Florence Ave, Bell Gardens, CA 90201, USA
+1 (562) 806-2685
www.acecashexpress.com
Montana Capital Car Title Loans
12120 Ridgecrest Rd STE 204, Victorville, CA 92395, USA
+1 (760) 203-4407
PLS Check Cashing Store
3805 East Cesar E Chavez Avenue, Los Angeles, CA 90063, USA
+1 (323) 269-1000
pls247.com
