Self-Help Federal Credit Union Payday Loans Review - San Diego, California

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2.6 5 reviews

4029 43rd St Suite 400, San Diego, CA 92105, USA
+1 (877) 369-2828
www.self-helpfcu.org
Wednesday
10AM–5PM
Thursday
9AM–5PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Testimonials

What people think about Self-Help Federal Credit Union?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in San Diego, Texas

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is easy and speedy to get accepted for payday loans in San Diego, Texas. The interest rate will be set specifically for each applicant and will depend on the personal information the consumer provided.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

Advantages of Self-Help Federal Credit Union that offers payday loans in San Diego, Texas

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still be eligible a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes 10 seconds to become informative even before applying.

Let's see

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