What people think about Hometown Financial Services?
Recently I had the most unexpected situation in my life. I suddenly needed $600 to cover medical bills. This company helped me asap. They were the only company that approved me for the requested amount. I solved all my troubles. I will 100% recommend this lender to my friends. Best service in my life.
Agustina Romaguera
It wanted to rebuild my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Hometown Financial Services. Took out 2 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.
Chandler Hill
They approve applicants instantly and transfer funds the next day. But beware – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Devin Littel
Pay Attention
The above-given information provides the details about a peculiar company. The information below is about general information about payday loans.
Payday Loans in San Diego, Texas
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans in San Diego, Texas is are easy to access. The interest rate is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
can exceed 400%
Not Specified (on average $800)
7 days
180 days
Advantages of Hometown Financial Services that offers payday loans in San Diego, Texas
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval chances. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Payday loans for bad credit
If you have a bad credit history you may still get a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be pleased to give you a payday loan even if you have a bad credit score. You will need a stable income to get accepted for a bad credit payday loan.
To get accepted for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
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