Sunwest Bank Payday Loans Review - San Clemente, California

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5 reviews
Organization owner?
905 Calle Amanecer Suite 100, San Clemente, CA 92673, USA
+1 (949) 361-4300
www.sunwestbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1996-12-11

Mailing Address
Company Name
Contact Data
Testimonials

What people think about Sunwest Bank?

Below you read some of the opinions of our clients.

Recently I needed $700 to cover utility bills. I decided to contact Sunwest Bank. They only approved me for $600 but the process itself was transparent, and their rates were reasonable.

Antoinette Kling

I was embarrassed to borrow from my brother so I decided to apply for a cash advance via Sunwest Bank. Found them on the net and the user reviews were great I have already applied 4 times and every time I was eligible within an hour. Very nice.

Camron Stark

They approve applicants urgently and transfer money the same day. But beware – they charge high penalties for missed payments. I recommend that you be a responsible borrower! Do not repeat my inaccuracy!

Berenice Predovic

I want to say Many Thanks to the staff of Sunwest Bank. They offer fast solution to any sudden money troubles. Love them for their immediate approval. Applied for a cash advance and got accepted although my credit was not perfect. I will 100% use this service if I need money in the future.

Jamarcus Roberts

Note

Pay Attention

The previous three items charactirize a precise lender. But below you can read common details about payday loans.

Payday Loans in San Clemente, California

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans may turn out an easy and fast solution to a short-term problem in San Clemente, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on several factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Sunwest Bank that offers payday loans in San Clemente, California

  • 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get approved for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

Let's see

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