allU.S. Credit Union Payday Loans Review - Salinas, California

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4.3 24 reviews

Organization owner?

1410 N Main St, Salinas, CA 93906, USA

+1 (831) 540-4627

alluscu.com

Thursday

9–11:30AM, 12:30–3PM

Friday

9–11:30AM, 12:30–3PM

Saturday

Closed

Sunday

Closed

Monday

9–11:30AM, 12:30–3PM

Tuesday

9–11:30AM, 12:30–3PM

Wednesday

10–11:30AM, 12:30–3PM

Domain Info

What people think about allU.S. Credit Union?

Below you find some of the testimonials of our clients.

Note

Important

The previous three items describe a certain financial institution. But below you can find common information about payday loans.

Payday Loans in Salinas, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Cash advance loans may become an easy and speedy solution to a short-term problem in Salinas, California. Loans from payday lenders can get you money quickly. Your APR will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of allU.S. Credit Union that offers payday loans in Salinas, California

Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased opportunity to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your budget and repay your loan commitments punctually.

To get accepted for a loan, you have to meet the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.

Let's see