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Feedback about Pacific Valley Bank?
Thanks to Pacific Valley Bank for helping when money is urgently needed. I have been applying to this service for more than a year and everything is always honest, without hidden charges.
Prof. Max Smitham IV
Good service with a favorable rate. Money deposited immediately, I always use Pacific Valley Bank.
Diamond Erdman Jr.
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Above-shown info offers the details about a definite lending company. Below-defined info is devoted to general information about payday loans.
Payday Loans in Salinas, California
A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.
This financial product in Salinas, California is issued simply and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
How will Pacific Valley Bank help issue a payday loan in Salinas, California?
- Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with person-related data. It will take some minutes to process the form. The funds are transferred in 24 business hours.
- The approval level is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
What data to fill out in the application? - General Info
Then a client should submit an application to get an offer from one of lenders.
Why people take out payday loans?
Payday loans for bad credit
One of the reason of denial for a loan is a bad credit history. This factor is assessed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Salinas, ca will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.
Other Payday Lenders in Salinas, California
U.S. Bank ATM - Tennant Station - Safeway
235 Tennant Station, Morgan Hill, CA 95037, USA
+1 (800) 872-2657
usbank.com
Sierra Central Credit Union
1000 Plaza Dr, Grass Valley, CA 95945, USA
+1 (800) 222-7228
www.sierracentral.com
PennyMac Loan Services
6101 Condor Dr, Moorpark, CA 93021, USA
+1 (866) 549-3583
www.pennymacusa.com
Family Car Title Loans
4795 N Blackstone Ave #0105, Fresno, CA 93726, USA
+1 (559) 666-1880
familytitleloans.org