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What people think about Golden Pacific Bank?
Recently I urgently needed $600 to pay for a business trip. I submitted an application form via the website of Golden Pacific Bank. I entered the basic personal data. No phone calls. The necessary amount was approved within 30 minutes. The money was transferred to my bank account the next day. Fantastic company!
Alberto Batz
Was invited to a birthday party but was empty at that time. A friend recommended me to apply for a loan via Golden Pacific Bank. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had low credit. In general, The process was hassle free.
Prof. Rosa Ullrich III
Important
The previous three items describe a precise lender. But below you can read general details about payday loans.
Payday Loans in Sacramento, Pennsylvania
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is effortless and fast to get accepted for payday loans in Sacramento, Pennsylvania. The APR will be set individually for each consumer and will depend on the personal details the applicant entered.
6% APR small loan cap
Advantages of Golden Pacific Bank that offers payday loans in Sacramento, Pennsylvania
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with lower credit scores. There are lenders who may be willing to give you a payday loan even if you have a bad credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the loan even before applying.
Other Payday Lenders in Sacramento, California
ACE Cash Express
1856 S Euclid Ave Ste B Ste B, Ontario, CA 91762, USA
+1 (909) 418-6981
www.acecashexpress.com
High Rise Financial LLC - Pre-Settlement Lawsuit Loan Alternative
11110 Ohio Ave #207, Los Angeles, CA 90025, USA
+1 (866) 399-1079
www.highriselegalfunding.com
First Bank - Drive-through Open; Lobby by Appointment Only
11010 Limonite Ave, Jurupa Valley, CA 91752, USA
+1 (951) 340-4200
www.first.bank
Golden Pacific Bank: Administrative Offices
519 D St, Marysville, CA 95901, USA
+1 (530) 742-3800
www.goldenpacificbank.com
Matt Sharp, LoanDepot
1777 Botelho Dr #275, Walnut Creek, CA 94596, USA
+1 (925) 378-6166
www.loandepot.com
Mechanics Bank - Concord Branch
1170 Concord Ave Suite 160, Concord, CA 94520, USA
+1 (925) 566-6000
www.mechanicsbank.com