Westamerica Bank Payday Loans Review - Sacramento, California

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3 2 reviews

1610 Arden Way # 199 # 199, Sacramento, CA 95815, USA
+1 (916) 648-6580
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Westamerica Bank?

Below you read some of the opinions of our clients.
Note

Important

Above there is information about a precise lender. Below you can review common aspects of payday loans.

Payday Loans in Sacramento, Pennsylvania

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Sacramento, Pennsylvania. The entire process is stress-free. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

6% APR small loan cap

Advantages of Westamerica Bank that offers payday loans in Sacramento, Pennsylvania

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get funds. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still be eligible a payday loan. Such loans are created to help meet the needs of consumers with bad credit scores. There are companies who may be happy to give you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the APR right now. Use this online calculator to specify the real cost of your loan. It only takes a few seconds to become informative even before applying.

Let's see

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