Westamerica Bank Payday Loans Review - Sacramento, California

Your personal information is safe with us
5 5 reviews
Organization owner?
300 Capitol Mall # 150, Sacramento, CA 95814, USA
+1 (916) 449-8300
www.westamerica.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address
Company Name
Contact Data
Testimonials

What people think about Westamerica Bank?

Below you see some of the opinions of our clients.

I was embarrassed to borrow from my dad so I decided to apply for a cash advance via Westamerica Bank. Found them on the net and the user reviews were good I have already applied 4 times and every time I was approved within an hour. Very satisfied.

Jodie Davis

Thank you for the exceptional service. Your employess guided me throughout the application. It’s convenient that you only need an ID to get cash.

Albin Wisozk

I was embarrassed to borrow from my mom so I decided to apply for a payday loan via Westamerica Bank. Found them on the net and the user reviews were good I have already applied twice and every time I was eligible same day. Very nice.

Weston Schoen V

I am a regular client of Westamerica Bank. It is very convenient to apply via the net. The interest rate was good. Their representatives always reply in a timely manner.

Mrs. Mary Turner

They approve applicants urgently and transfer money the next day. But be careful – they charge high penalties for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!

Jacques Nicolas

Note

Pay Attention

The above-given information provides the details about a specific company. The information below is about general information about payday loans.

Payday Loans in Sacramento, Pennsylvania

A payday loan is a short-term loan that can help you deal with sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may be an easy and speedy solution to a short-term problem in Sacramento, Pennsylvania. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several factors.

APR

6% APR small loan cap

Advantages of Westamerica Bank that offers payday loans in Sacramento, Pennsylvania

  • Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of individuals with less than perfect credit scores. There are companies who may be pleased to give you a payday loan even if you have a bad credit score. You will need a stable income to apply for a bad credit payday loan.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to learn the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

Other Payday Lenders in Sacramento, California

Oportun

263 9th St, San Bernardino, CA 92410, USA

+1 (909) 346-2981

oportun.com

Check Into Cash

935 S Main St, Red Bluff, CA 96080, USA

+1 (530) 529-4964

local.checkintocash.com

Walmart Money Center

470 Airport Ave, Willows, CA 95988, USA

www.walmart.com

Farm Credit Services

429 Winchester Rd, Temecula, CA 92590, USA

+1 (760) 746-5055

Lake Tahoe Coin Jewelry & Loan

3452 Lake Tahoe Blvd, South Lake Tahoe, CA 96150, USA

+1 (530) 541-4653

Nuvision Credit Union

23020 Lake Forest Dr, Laguna Hills, CA 92653, USA

+1 (800) 444-6327

nuvisionfederal.com

Loan Works

17195 Newhope St, Fountain Valley, CA 92708, USA

+1 (714) 966-9285

Plumas Bank

215 N Lake Blvd, Tahoe City, CA 96145, USA

+1 (530) 581-2857

www.plumasbank.com

Westamerica Bank

375 Brunswick Rd, Grass Valley, CA 95945, USA

+1 (530) 477-4040

www.westamerica.com