Sun-Pacific Federal Credit Union Payday Loans Review - Richmond, California

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4.3 6 reviews
Organization owner?
1221 Nevin Ave, Richmond, CA 94801, USA
+1 (510) 970-1183
www.sunpacific.org
Wednesday
9:45AM–3:45PM
Thursday
9:45AM–3:45PM
Friday
9:45AM–3:45PM
Saturday
Closed
Sunday
Closed
Monday
9:45AM–3:45PM
Tuesday
9:45AM–3:45PM

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Testimonials

Feedback about Sun-Pacific Federal Credit Union?

Here you read the reviews of our customers.

I submit an application very often. I am pleased with the terms. There is online round the clock service.

Miss Onie Kunze

I apply very often. I am pleased with the terms. There is online day and night service.

Prof. Delilah Bernier Jr.

I'm not ashamed to borrow money from Sun-Pacific Federal Credit Union, now the whole world lives like this. I have already used cash advance many times, everything is convenient.

Prof. Briana Schumm

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Karen Flatley

I issued a payday loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One denied, the other offered too high a interest rate, but here it was approved as I wanted.

Theodore Okuneva

I took out a payday loan when I had problems with money. There was no other way out. I found this website on the Internet, among others. Has applied several services. One declined, the other issued at too high a percentage, but here it was approved as I wanted.

Rhiannon Torp

Note

Pay Attention

Lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Richmond, Massachusetts

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Richmond, Massachusetts is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates you will recieve.

APR

23% small loan cap

How will Sun-Pacific Federal Credit Union help issue a loan in Richmond, Massachusetts?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Richmond, Massachusetts. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a real cost of the loan.

Let's see

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