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What people think about Bank of the West?
I applied for the first cash advance in my life, was approved the same day despite the fact that I had debts already. I repaid it before the due date. Love this lender for their affordable rates. Other lenders in my state charge sky high interest!
Prof. Hayley Muller
They only ask for an ID to get approve. Last year I was fined and needed extra funds to survive. These guys saved me although I had a low credit score. Online and transparent application. Very satisfied!
Dr. Carmel Dickinson Jr.
Important
Below you can read general information about payday loans and their common characteristics.
Payday Loans in Redondo Beach, California
A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may be an easy and fast solution to a short-term problem in Redondo Beach, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on several things.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Bank of the West that offers payday loans in Redondo Beach, California
- 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of applications are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give consumers with a poor credit history an increased chance to get accepted for such loans. A payday loan may be the only option available for some borrowers to help them out of fix. If you take out such a loan, it is relevant that you always borrow within your means and pay off your loan commitments on time.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.
Other Payday Lenders in Redondo Beach, California
Apoyo Financiero Hayward
1104 W Tennyson Rd, Hayward, CA 94544, USA
+1 (510) 370-3520
www.apoyo-financiero.com
Coast Central Credit Union
1580 Central Ave, McKinleyville, CA 95519, USA
+1 (707) 445-8801
www.coastccu.org
Advance America
2021 E Washington St Ste. 3-C, Colton, CA 92324, USA
+1 (909) 825-5795
www.advanceamerica.net
Union Bank
2865 East Coast Hwy #100, Corona Del Mar, CA 92625, USA
+1 (949) 574-2762
blw.unionbank.com
Self-Help Federal Credit Union
158 E 3rd St, Pomona, CA 91766, USA
+1 (877) 369-2828
www.self-helpfcu.org