OE Federal Credit Union Payday Loans Review - Redding, California

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4.7 3 reviews

20308 Engineers Ln, Redding, CA 96002, USA
+1 (530) 222-5184
oefederal.org
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
9:30AM–6PM
Testimonials

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Note

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes people get acquainted shared information about payday loans.

Payday Loans in Redding, Connecticut

According to the definiftion, a payday loan is a lending option taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Redding, Connecticut is issued simply and quickly. The interest rate is specified depending on the category of the client: the more loans are successfully paid back, the more attractive terms will be guaranteed to you.

APR

12$ small loan cap

How will OE Federal Credit Union help take out a payday loan in Redding, Connecticut?

  • 24/7 operation. Such online services allow you to get funds at any time. Funds are issued around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Redding, ct consider this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only resolve current issues, but improve the credit rating.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a exact cost of the loan.

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