Wells Fargo Bank Payday Loans Review - Rancho Santa Margarita, California

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4.8 8 reviews

22371 Antonio Pkwy, Rancho Santa Margarita, CA 92688, USA
+1 (949) 589-7239
www.wellsfargo.com

Domain Info

Created Date

1993-04-28

Mailing Address

420 Montgomery St,

San Francisco

CA

94104

United States

Company Name

Domain Administrator

Wells Fargo & Company

Contact Data

hostmaster@wellsfargo.com

+1.4158083158

Testimonials

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Pay Attention

Further there will be presented the details about not a certain lending company. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Rancho Santa Margarita, California

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Rancho Santa Margarita, California is issued simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more cash advance you pay back off, the more reasonable rates a customer will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Wells Fargo Bank help issue a payday loan in Rancho Santa Margarita, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Rancho Santa Margarita, ca consider this circumstance not an obstacle to issue a loan. The customer of a loan should be ready to objectively assess financial abilities, take out a loan, pay off the debt on time and not only solve current problems, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will show the cost of the loan. It takes seconds to see the outcome.

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Other Payday Lenders in Rancho Santa Margarita, California

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+1 (530) 272-3855

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Bay Equity Home Loans

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SafeAmerica Credit Union

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+1 (800) 972-0999

www.safeamerica.com

Mechanics Bank - Paso Robles Branch

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+1 (805) 238-7200

www.mechanicsbank.com

Bank of America (with Drive-thru ATM)

3344 Lake Tahoe Blvd, South Lake Tahoe, CA 96150, USA

+1 (530) 543-6900

locators.bankofamerica.com

Hanmi Bank Loan Center

2010 Main St Ste 590, Irvine, CA 92614, USA

+1 (949) 392-7174

www.hanmi.com

Union Bank

580 Lighthouse Ave, Pacific Grove, CA 93950, USA

+1 (831) 657-0174

blw.unionbank.com

Westamerica Bank

901 N Carpenter Rd #90, Modesto, CA 95351, USA

+1 (209) 572-8581

www.westamerica.com

First Bank - Lobby by Appointment Only

3101 Zinfandel Dr Suite 100, Rancho Cordova, CA 95670, USA

+1 (916) 635-4553

www.first.bank