What people think about Loan Department?
Last week I urgently needed $600 to pay for a wedding. I submitted an application form via the website of Loan Department. I entered the basic personal information. No phone calls. The requested loan was approved within a couple of minutes. The money was deposited to my bank account within 3 hours. Fantastic service!
Ladarius Abshire V
I applied for the first cash advance in my life, was approved the next day despite the fact that I had low credit score. I repaid it early. Love this company for their competitive rates. Other lenders in my town charge sky high interest!
Clarissa Smitham
They only ask for an ID to verify you. Last year I was ill and needed extra money to hold on. These guys saved me although I had a bad credit score. Quick and legit process. !
Isabelle Nolan DDS
Pay Attention
Below you can review general information about payday loans and their common features.
Payday Loans in Rancho Santa Margarita, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your sudden financial troubles in Rancho Santa Margarita , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Loan Department that offers payday loans in Rancho Santa Margarita, California
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people take out payday loans?
Payday loans for bad credit
Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can help individuals who have bad credit scores or have no credit score. But we advise you that as with any borrowing you should only consider applying for a payday loan if you are certain that you can afford payments as agreed in the contract.
To get approved for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the payday loan in a few minutes.
Other Payday Lenders in Rancho Santa Margarita, California
Green Path Funding
5640 Baltimore Dr, La Mesa, CA 91942, USA
+1 (619) 668-4463
www.valoancentersandiego.com
Navy Federal Credit Union
2022 17th St, Santa Ana, CA 92705, USA
+1 (888) 842-6328
www.navyfederal.org
Goodrich Financial Group LLC
16835 W Bernardo Dr # 105, San Diego, CA 92127, USA
+1 (858) 485-7200
www.goodrichfg.com