First Citizens Bank Payday Loans Review - Rancho Santa Margarita, California

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3.7 3 reviews
Organization owner?
29818 Santa Margarita Pkwy Suite A, Rancho Santa Margarita, CA 92688, USA
+1 (949) 459-8250
locations.firstcitizens.com
Thursday
9AM–12PM, 1:15–5PM
Friday
9AM–12PM, 1:15–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–12PM, 1:15–5PM
Tuesday
9AM–12PM, 1:15–5PM
Wednesday
9AM–12PM, 1:15–5PM

Domain Info

Created Date

1995-07-28

Mailing Address
Company Name
Contact Data
Testimonials

What people think about First Citizens Bank?

Below you find some of the opinions of our customers.

Was invited to a gender party but was empty at that time. A friend recommended me to apply for a loan via First Citizens Bank. And I did. This was the right decision! Yes, the APR was high but I believe it’s because I had no credit. In general, The process was hassle free.

Jed Hoeger

Recently I needed $700 to cover medical bills. I decided to apply via First Citizens Bank. They only approved me for $600 but the process itself was transparent, and their rates were attractive.

Otho Bernier

I contacted First Citizens Bank for a loan. Everything was done very quickly. Had the money in my account the same evening. Employees are very professional. Pleasant experience!

Prof. Joany Rempel MD

Recently I had the most difficult situation in my life. I suddenly needed $1000 to deal with medical bills. This lender assisted me the day I applied. They were the only institution that approved me for the requested amount. I solved all my troubles. I will 100% recommend this lender to my friends. Best service in my life.

Prof. Khalil Pollich II

Note

Pay Attention

Above there is information about a exact company. Below you can read common aspects of payday loans.

Payday Loans in Rancho Santa Margarita, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

It is hassle-free and speedy to get accepted for payday loans in Rancho Santa Margarita, California. The APR will be set specifically for each person and will depend on the personal data the client filled in.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of First Citizens Bank that offers payday loans in Rancho Santa Margarita, California

  • 24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the offer.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get accepted for a payday loan. Such loans are designed to help meet the needs of people with lower credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get approved for a bad credit payday loan.

To get approved for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to learn the precise cost of the cash advance loan even before applying.

Let's see

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