Jewelry World & Loan Payday Loans Review - Ramona, California

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3.9 14 reviews

1668 Main St F, Ramona, CA 92065, USA
+1 (760) 789-2048
www.ramonasjewelryworld.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Testimonials

What people think about Jewelry World & Loan?

Below you see some of the opinions of our clients.
Note

Important

Now you can see general characteristics of payday loans.

Payday Loans in Ramona, South Dakota

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your unexpected financial issues in Ramona , South Dakota because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

36% small loan cap

Max Loan

$500

Min Term

Not Specified

Max Term

Not Specified

Advantages of Jewelry World & Loan that offers payday loans in Ramona, South Dakota

  • Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products offered to clients with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

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