SchoolsFirst Federal Credit Union - Placerville Payday Loans Review - Placerville, California

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3.1 32 reviews

Organization owner?

4278 Golden Center Dr #100, Placerville, CA 95667, USA

+1 (916) 569-5400

schools.org

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

9AM–2PM

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

What people think about SchoolsFirst Federal Credit Union - Placerville?

Below you get acquainted with some of the opinions of our customers.

Note

Pay Attention

The previous three items describe a certain lending service. But below you can read common details about payday loans.

Payday Loans in Placerville, Colorado

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your temporary financial difficulties in Placerville , Colorado because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the company's policy.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

Advantages of SchoolsFirst Federal Credit Union - Placerville that offers payday loans in Placerville, Colorado

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to complete the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only option available for some clients to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your budget and pay off your loan commitments on time.

To get approved for a cash advance, you must comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the cash advance loan in a few minutes.

Let's see