California Credit Union Payday Loans Review - Pasadena, California

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4 22 reviews

First Floor, 527 S Lake Ave Suite 100, Pasadena, CA 91101, USA
+1 (800) 334-8788
www.ccu.com
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Testimonials

What people think about California Credit Union?

Below you find some of the opinions of our clients.
Note

Important

The previous three items describe a specific lender. But below you can find common details about payday loans.

Payday Loans in Pasadena, Maryland

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans in Pasadena, Maryland is are easy to access. The interest rate is specific for each person and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

33% APR cap (2.75% a month)

Advantages of California Credit Union that offers payday loans in Pasadena, Maryland

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to fill out the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only option available for some consumers to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments as agreed in the contract.

To get approved for a cash advance, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the loan even before applying.

Let's see

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