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Feedback about Union Bank?
Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.
Kiel Goodwin
Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Nola McCullough
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Lenders are described in the first three points. Below info specifies shared information about payday loans.
Payday Loans in Palo Alto, California
Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
It is easy and quick to take out loans in Palo Alto, California. The rates are accured on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
How will Union Bank help issue a loan in Palo Alto, California?
- 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
After filling in an application, submit it and get the decision.
Why people take out payday loans?
Payday loans for bad credit
Bad credit history if one of reasons to deny the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Palo Alto, California. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit rating.
The following common points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.
Other Payday Lenders in Palo Alto, California
Epsilon Financial Group
2801 Waterman Blvd STE 250, Fairfield, CA 94534, USA
+1 (707) 428-5500
epsilonfg.com
Priority One Credit Union
1631 Huntington Dr, South Pasadena, CA 91030, USA
+1 (877) 762-8663
www.priorityonecu.org
California Check Cashing Stores
5129 Mission St, San Francisco, CA 94112, USA
+1 (415) 239-4000
www.ccfi.com
Montana Capital Car Title Loans
7576 Sterling Ave j, San Bernardino, CA 92410, USA
+1 (909) 303-6097
montanacapital.com
