U.S. Bank Branch Payday Loans Review - Oxnard, California

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3.7 7 reviews

1291 S Victoria Ave, Oxnard, CA 93035, USA
+1 (805) 985-1949
locations.usbank.com
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–4PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

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Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Oxnard, California

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Oxnard, California are taken out easily. The interest rate is dependent on the client's person-related information: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a loan in Oxnard, California?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued around the clock. The payday loan will be sent to a account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Oxnard, ca will assess other aspects like solvency and approve a loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

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