Community West Bank Payday Loans Review - Oxnard, California

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300 E Esplanade Dr, Oxnard, CA 93036, USA
+1 (805) 597-4140
www.communitywestbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

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Above there are details about a certain lending company. Below every user may grapple with the common features of payday loans.

Payday Loans in Oxnard, California

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Oxnard, California is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Community West Bank help issue a payday loan in Oxnard, California?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by lenders to take out a loan. The lending company process many aspects such as financial abilities to approve the request. Cash advance in Oxnard, California may help level up your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as annual percentage rate.

Let's see

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Self-Help Federal Credit Union

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ATM - Umpqua Bank

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Janelle Sagen, Finance of America Mortgage LLC

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ACE Cash Express

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www.acecashexpress.com

ATM (Union Bank)

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www.unionbank.com