Bank of the West Payday Loans Review - Oroville, California

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3.6 11 reviews

2626 Oro Dam Blvd E, Oroville, CA 95966, USA
+1 (530) 533-3307
www.bankofthewest.com
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St

Omaha

NE

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

Feedback about Bank of the West?

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Note

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Oroville, California

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

It is simple and fast to take out loans in Oroville, California. The rates are accured on an individual basis: if a client repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Bank of the West help issue a loan in Oroville, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before issuing a loan. But banks almost 100% refuse the application when lenders in Oroville, ca will estimate other aspects like solvency and approve a cash advance. This is a way to improve your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

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