Heritage Financial Payday Loans Review - Ojai, California

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5 3 reviews
Organization owner?
403 W Ojai Ave, Ojai, CA 93023, USA
+1 (805) 640-1717
www.hfloansca.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2016-07-22

Mailing Address

California

United States

Company Name

Heritage Financial

Heritage Financial

Contact Data
Testimonials

What people think about Heritage Financial?

Below you read some of the opinions of our clients.

I was embarrassed to borrow from my collegues so I decided to apply for a small loan via Heritage Financial. Found them on the net and the user reviews were positive I have already applied 5 times and every time I was approved within an hour. Very convenient.

Jose Hammes V

Thanks!! The funds were deposited to my bank account as agreed – the next morning. I closed the debt quickly and had no issues. The process is easy and legit. Be a responsible person and you will have no issues.

Dr. Sallie Gibson

I am a regular client of Heritage Financial. It is very convenient to apply via the net. The APR was affordable. Their staff always help in a timely manner.

Fritz Wilderman II

I always use Heritage Financial when it need a cash advance. The application process is easy. No problems.

Mr. Anastacio Stiedemann Jr.

I am a loyal client of Heritage Financial. It is very simple to apply online. The APR was reasonable. Their representatives always respond quickly.

Prof. Jakayla McKenzie PhD

Note

Important

Above there is information about a definite lender. Below you can see common features of payday loans.

Payday Loans in Ojai, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 4 weeks.

Payday loans in Ojai, California is are easy to access. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Heritage Financial that offers payday loans in Ojai, California

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of financial institutions.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than perfect, or who have little to no credit history. Bad credit rating may prevent you from getting approved for a bank loan. Payday lenders in Ojai, ca welcome borrowers with bad credit. You can request a bad credit payday loan on the net 24/7 and if accepted could have the money in your account within a few hours.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the precise cost of the cash advance loan immediately.

Let's see

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