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What people think about Monterey Financial Services, LLC?
They just want money
Mrs. Alene Schuster V
This company is as bad as payday loan companies !!!!!!!!
Dr. Mohammad Lind V
They will completely screw you over and not care one bit.
Mr. Adolph Johns PhD
Important
Now you can see general characteristics of payday loans.
Payday Loans in Oceanside, New York
Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Online cash advance loans can be the easiest solution to your short-term financial issues in Oceanside , New York because they are easily approved and easily repaid. Your APR will depend on your state regulations or on the company's policy.
25% small loan cap
Advantages of Monterey Financial Services, LLC that offers payday loans in Oceanside, New York
- 24/7 application. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
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