Advance America Payday Loans Review - Oakley, California

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5 19 reviews
Loan agency in Oakley, California

2031 Main St, Oakley, CA 94561, USA
+1 (925) 625-1779
www.advanceamerica.net
Friday
11AM–5:30PM
Saturday
10AM–3PM
Sunday
Closed
Monday
11AM–5:30PM
Tuesday
Closed
Wednesday
11AM–5:30PM
Thursday
11AM–5:30PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina

United States

Company Name

AARC, LLC.

AARC, LLC.

Testimonials

What people think about Advance America?

Below you read some of the reviews of our clients.
Note

Important

The previous three items describe a precise company. But below you can find common details about payday loans.

Payday Loans in Oakley, Michigan

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Oakley, Michigan. The APR will be set specifically for each client and will depend on the personal details the consumer provided.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

Advantages of Advance America that offers payday loans in Oakley, Michigan

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The funds will be sent to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes several minutes to complete the form. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you can use an online calculator. It will show the precise APR of your cash advance.

Let's see

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Balboa Thrift and Loan

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America's Lending Group

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Union Bank

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Gateway Acceptance Co

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Del Norte Pawn & Jewelry

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Lucky Money

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Fremont Bank

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+1 (510) 203-1772

www.fremontbank.com