1st United Credit Union Payday Loans Review - Oakland, California

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4.4 7 reviews

Organization owner?

6300 College Ave Suite 110, Oakland, CA 94618, USA

+1 (800) 649-0193

www.1stunitedcu.org

Saturday

Closed

Sunday

Closed

Monday

Closed

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Friday

10AM–4PM

Domain Info

Feedback about 1st United Credit Union?

Here you see the feedback of our clients.

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Above there are details about a definite lending company. Below every reader may grapple with the essence of payday loans.

Payday Loans in Oakland, Rhode Island

A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Oakland, Rhode Island are taken out problem-free. The interest percentage is dependent on the customer's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will 1st United Credit Union help issue a payday loan in Oakland, Rhode Island?

Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take several minutes to review the application. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Oakland, Rhode Island. They rate many other factors before taking out a loan. One of them is payment abilities. This is a way to improve your credit score.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the cash advance.

Let's see