Kwik Cash & Cellular Payday Loans Review - Oakland, California

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5 reviews

6207 International Blvd, Oakland, CA 94621, USA
+1 (510) 635-5721
Wednesday
9:30AM–5:30PM
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9:30AM–5:30PM
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Testimonials

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Further there will be given the details about not a definite lender. The information below will define shared information about payday loans and its specific elements.

Payday Loans in Oakland, Rhode Island

Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Oakland, Rhode Island is issued simply and fast. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Kwik Cash & Cellular help take out a payday loan in Oakland, Rhode Island?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is processed by financial institutions. Payday lenders in Oakland, ri consider this circumstance not a hindrence to take out a loan. The customer of a cash advance should be prepared to objectively assess financial capabilities, take out a loan, repay the debt on time and not only cope with current issues, but improve the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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