E Z Access Funding Payday Loans Review - Newport Beach, California

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Loan agency in Newport Beach, California

3920 Birch St Ste 102, Newport Beach, CA 92660, USA
+1 (949) 419-9093
Testimonials

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Pay Attention

Lenders are described in the first three points. Below info shows shared information about payday loans.

Payday Loans in Newport Beach, California

Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Newport Beach, California is issued easily and quickly. The interest rate is specified considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will E Z Access Funding help take out a loan in Newport Beach, California?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Newport Beach, ca will estimate other aspects like payment abilities and approve a loan. This is a way to improve your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should define its real cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Newport Beach, California

Bank of the West

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+1 (707) 586-8000

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Montana Capital Car Title Loans

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American AgCredit

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+1 (209) 944-7478

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Union Bank

7807 Girard Ave, La Jolla, CA 92037, USA

+1 (858) 551-4750

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Money Mart

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+1 (209) 529-9004

www.moneymart.com

Protecting Credit Unions

15332 W Antioch St #139, Pacific Palisades, CA 90272, USA

+1 (877) 208-6730

pmycu.com

Hard Money Lenders San Gabriel CA

1039 Valley Blvd, San Gabriel, CA 91776, USA

+1 (626) 469-5041

A & T Pawn & Jewelry Inc

5401 Long Beach Blvd, Long Beach, CA 90805, USA

+1 (562) 423-9020

pawnshopslongbeach.com

Golden Pacific Home Loans

2333 San Ramon Valley Blvd STE 195, San Ramon, CA 94583, USA

+1 (925) 263-2700

gphloans.com