EFFI Finance, Inc. Payday Loans Review - Newport Beach, California

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5 reviews
Organization owner?
4590 MacArthur Blvd #500, Newport Beach, CA 92660, USA
+1 (323) 977-8280
www.effifinance.com
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
Closed
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM
Wednesday
7AM–6PM

Domain Info

Created Date

2014-04-10

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

effifinance.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about EFFI Finance, Inc.?

Here you get acquainted with the reviews of our customers.

I took the first loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Herminio Runolfsson MD

I apply very often. I am satisfied with the terms. There is online day and night service.

Dr. Janiya Konopelski

I recommend EFFI Finance, Inc. to everyone, I am applying for the second time. Everything is great!

Erika Muller

I'm not ashamed to borrow money from EFFI Finance, Inc., now the whole world lives like this. I have already used loans many times, everything is convenient.

Mrs. Marilou Grant V

Note

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Newport Beach, California

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

Payday loans in Newport Beach, California are issued hassle-free. The interest percentage is conditional on the borrower's person-related information: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will EFFI Finance, Inc. help issue a payday loan in Newport Beach, California?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be deposited to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Lenders do not consider this factor the only one to take out a loan in Newport Beach, California. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit rating.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will define the cost of the loan. It takes seconds to see the outcome.

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