Union Bank Payday Loans Review - Newport Beach, California

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4 reviews
Organization owner?
1666 San Miguel Dr, Newport Beach, CA 92660, USA
+1 (949) 644-3800
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street

Monterey Park

CA

91755

United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you grapple with the reviews of our customers.

I submit an application very often. I am satisfied with the terms. There is online round the clock service.

Makenna Beier

Union Bank is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.

Mr. Rickie Stoltenberg MD

Union Bank seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.

Alvah Olson

Thanks to Union Bank for helping when money is emergenctly needed. I have been applying to this service for more than one year and everything is always honest, without hidden fees.

Ms. Gilda Schaefer V

Good service with a favorable rate. Money transferred immediately, I always use Union Bank.

Prof. Alvah Hoeger

Note

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Newport Beach, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

It is simple and quick to take out payday loans in Newport Beach, California. The rates are set on an individual basis: if a client repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Union Bank help take out a payday loan in Newport Beach, California?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval percentage. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a payday loan from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Newport Beach, California. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

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