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What people think about Westamerica Bank?
I needed $300 to buy a bike. The only solution was to apply for a payday loan. Found a lot of loan providers on the Internet. Westamerica Bank seemed the most honest loan provider in Napa.
Caterina Rempel
I needed $900 to buy a birthday gift. The only solution was to apply for a payday loan. Found a lot of financial institutions online. Westamerica Bank seemed the most credible company in Napa.
Prof. Carson Heaney
Important
The previous three items describe a definite lender. But below you can read common data about payday loans.
Payday Loans in Napa, California
Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.
It is easy and fast to get accepted for payday loans in Napa, California. The interest rate will be set individually for each case and will depend on the personal data the applicant entered.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Westamerica Bank that offers payday loans in Napa, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
Payday loans are created for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit rating may prevent you from getting accepted for a bank loan. Payday lenders in Napa, ca accept borrowers with poor credit. You can request a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within the hour.
To get accepted for a cash advance, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.
Other Payday Lenders in Napa, California
PennyMac Loan Services
6101 Condor Dr, Moorpark, CA 93021, USA
+1 (866) 549-3583
www.pennymacusa.com
Westamerica Bank
1333 Willow Pass Rd Suite 100, Concord, CA 94520, USA
+1 (925) 688-0808
www.westamerica.com
Family Car Title Loans
733 San Benito St, Hollister, CA 95023, USA
+1 (831) 245-1777
familytitleloans.org