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What people think about Mechanics Bank - Morro Bay Branch?
I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Mechanics Bank - Morro Bay Branch . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $500 online. Fortunately I got accepted!!! They literally saved my life.
Mr. Alexander Murray
They approve applicants instantly and transfer funds the same day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Miss Kathryn Bergstrom Jr.
Mechanics Bank - Morro Bay Branch seems reliable. At least they have no hidden fees. This was the only company that approved me for a payday loan.
Margarete Jones
Pay Attention
The above-given information provides the details about a specific lending service. The information below is about common information about payday loans.
Payday Loans in Morro Bay, California
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
It is easy and fast to get accepted for payday loans in Morro Bay, California. The APR will be set individually for each client and will depend on the personal information the borrower entered.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Mechanics Bank - Morro Bay Branch that offers payday loans in Morro Bay, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to get a loan offer from one of the lending companies.
Why people apply for cash advances?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to people with a poor credit score. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the payday loan even before applying.
Other Payday Lenders in Morro Bay, California
Tri Counties Bank ATM
1020 Pleasant Grove Blvd, Roseville, CA 95678, USA
+1 (800) 922-8742
www.tcbk.com
Premier America Credit Union
627 W Channel Islands Blvd, Port Hueneme, CA 93041, USA
+1 (800) 772-4000
www.premieramerica.com
U.S. Bank Branch
42150 Washington St, Bermuda Dunes, CA 92203, USA
+1 (760) 200-2450
locations.usbank.com