Westamerica Bank Payday Loans Review - Modesto, California

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4 reviews

Organization owner?

901 N Carpenter Rd #90, Modesto, CA 95351, USA

+1 (209) 572-8581

www.westamerica.com

Thursday

9AM–4PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–4PM

Tuesday

9AM–4PM

Wednesday

9AM–4PM

Domain Info

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Here you read the reviews of our clients.

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Above there are details about a definite lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in Modesto, Illinois

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

Such financial products as payday loan in Modesto, Illinois is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates a borrower will recieve.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Westamerica Bank help issue a loan in Modesto, Illinois?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen lender offline. The funds will be transferred to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with personal data. It will take some minutes to review the form. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Modesto, il consider this circumstance not an obstacle to take out a loan. The client of a payday loan should be prepared to objectively assess financial abilities, take out a loan, pay off the debt on schedule and not only resolve current difficulties, but improve the credit score.

The following general points will be estimated before applying for a loan: