KeyPoint Credit Union Payday Loans Review - Milpitas, California

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4 9 reviews

573 E Calaveras Blvd, Milpitas, CA 95035, USA
+1 (888) 255-3637
kpcu.com
Thursday
10AM–4PM
Friday
10AM–5PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

2001-08-06

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

kpcu.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about KeyPoint Credit Union?

Here you read the reviews of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Milpitas, California

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

Problem-free financial products are known as payday loans in Milpitas, ca. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to repay as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will KeyPoint Credit Union help issue a payday loan in Milpitas, California?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued around the clock. The payday loan will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor taken into account by financial institutions is known as bad credit history. But this hindrence is not taken as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial capabilities to approve the request. Cash advance in Milpitas, California may help improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

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