MERCO Credit Union Payday Loans Review - Merced, California

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4.3 8 reviews

Organization owner?

1911 M St, Merced, CA 95340, USA

+1 (209) 723-4285

www.merco.org

Thursday

9:30AM–5PM

Friday

9:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9:30AM–5PM

Tuesday

9:30AM–5PM

Wednesday

9:30AM–5PM

Domain Info

What people think about MERCO Credit Union?

Below you see some of the reviews of our clients.

Note

Pay Attention

The above-given information provides the details about a definite financial institution. The information below is about common information about payday loans.

Payday Loans in Merced, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

Online cash advance loans can be the best solution to your short-term financial problems in Merced , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of MERCO Credit Union that offers payday loans in Merced, California

24/7 service. This means you can apply and get money around the clock. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account very quickly.
High approval rates. 94% of applications are accepted.
Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to clients with a bad credit score. Payday loan approvals depend very much on specific aspects. Payday companies will look at your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to comply with the following eligibility criteria: