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What people think about Westamerica Bank?
I always use Westamerica Bank when it need a payday loan. The application process is quick. No issues.
Berta Bauch DVM
Thank you for the amazing service. Your staff assisted me throughout the process. It’s great that you only need an ID to get cash.
Nelson Block
They only ask for an ID to verify you. Last year I was fined and needed some cash to survive. These guys accepted me although I had a bad credit score. Quick and safe process. !
Prof. Jamil Wolf
I recommend Westamerica Bank to every person who need extra cash. I’ve been using them for 2nd time. Always amazing service!
Arch Swaniawski
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Merced, California
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to get in Merced, California. The entire process is effortless. They are appoved immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Westamerica Bank that offers payday loans in Merced, California
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval chances. 94% of applications are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit history an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some clients to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your means and pay back your loan commitments on time.
To get accepted for a payday loan, you have to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
Other Payday Lenders in Merced, California
Bank of the West
1733 Ocean Ave Suite 110, Santa Monica, CA 90401, USA
+1 (310) 393-9329
www.bankofthewest.com
Payday Money Centers- Escondido
321 W Mission Ave, Escondido, CA 92025, USA
+1 (760) 735-9404
www.paydaymoneycenters.com
TCA Financial
9155 Archibald Ave # B, Rancho Cucamonga, CA 91730, USA
+1 (909) 345-6161
www.tcaloans.com
Family Car Title Loans
100 Smith Ranch Rd UNIT 120, San Rafael, CA 94903, USA
+1 (415) 855-4999
familytitleloans.org