Payday Services Plus Payday Loans Review - Merced, California

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2864 G St, Merced, CA 95340, USA
+1 (209) 726-9350
paydayloanservices.org
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–6PM
Wednesday
10AM–5:30PM
Thursday
10AM–5:30PM
Testimonials

Feedback about Payday Services Plus?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Further there will be given the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Merced, California

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Such financial products as payday loan in Merced, California is issued easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more loans you pay back off, the more favorable rates a customer will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Payday Services Plus help take out a payday loan in Merced, California?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is considered by financial institutions. Lenders in Merced, ca consider this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively assess financial solvency, issue a loan, pay off the debt on schedule and not only cope with current problems, but enhance the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its definite cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Merced, California

Safe 1 Credit Union - ATM

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safe1.org

ATM - Umpqua Bank

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+1 (530) 623-5576

locations.umpquabank.com

ACE Cash Express

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+1 (310) 412-3851

www.acecashexpress.com

Better Loans & Homes

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+1 (818) 348-5300

ACE Cash Express

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+1 (530) 741-0464

www.acecashexpress.com

Norcal Lending

4234 Hacienda Dr # 210, Pleasanton, CA 94588, USA

+1 (925) 474-1800

East West Bank

4299 Rosewood Dr Unit 108, Pleasanton, CA 94588, USA

+1 (925) 225-0127

www.eastwestbank.com

HSBC Bank

46750 Mission Blvd, Fremont, CA 94539, USA

+1 (510) 979-0860

www.us.hsbc.com

Valley First Credit Union

3900 Sisk Rd, Modesto, CA 95356, USA

+1 (209) 577-2878

www.valleyfirstcu.org