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What people think about Union Bank?
They approve applicants immediately and transfer funds the same day. But beware – they charge high fees for missed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Prof. Elvis Hessel DVM
Good lender with competitive rates. They transferred within 2 hours, as promised. I will use Union Bank again if I need extra money.
Mrs. Nikki Thompson I
I always use Union Bank when it need a loan. The application process is easy. No issues.
Dalton Pfannerstill
I have already used this lender 2 times and I was very satisfied with the rates. This is the only round the clock website with competitive rates in my area.
Daryl Blanda
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Below you can read general information about payday loans and their common aspects.
Payday Loans in Menlo Park, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans are the easiest loans to be eligible in Menlo Park, California. The entire process is fast. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Union Bank that offers payday loans in Menlo Park, California
- Apply around the clock. You can use the online service 24/7. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for approval.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a poor credit score an increased opportunity to get approved for payday loans. A payday loan may be the only loan available for some consumers to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your needs and pay off your loan commitments in good time.
To get accepted for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and learn the real cost of the loan immediately.
Other Payday Lenders in Menlo Park, California
CommonWealth Central Credit Union
1041 Cochrane Rd #180, Morgan Hill, CA 95037, USA
+1 (800) 564-1588
www.wealthcu.org
Redding Bank of Commerce ATM
125 Walker St, Orland, CA 95963, USA
+1 (800) 968-8522
reddingbankofcommerce.com
S & A Checks Cashing & More
1705 E Washington St, Colton, CA 92324, USA
+1 (909) 370-4603
www.sacheckscashing.com
David T. Lee - BancWest Investment Services Wealth Financial Advisor
531 Cowper St, Palo Alto, CA 94301, USA
+1 (650) 339-9514
www.bankofthewest.com