Kinecta Federal Credit Union - Manhattan Beach Payday Loans Review - Manhattan Beach, California

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3.1 38 reviews

1440 Rosecrans Ave, Manhattan Beach, CA 90266, USA
+1 (800) 854-9846
www.kinecta.org
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Testimonials

What people think about Kinecta Federal Credit Union - Manhattan Beach?

Below you get acquainted with some of the testimonials of our customers.
Note

Pay Attention

Above there is information about a precise lender. Below you can read common characteristics of payday loans.

Payday Loans in Manhattan Beach, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Cash advance loans may be an easy and fast solution to a short-term problem in Manhattan Beach, California. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on a few factors.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Kinecta Federal Credit Union - Manhattan Beach that offers payday loans in Manhattan Beach, California

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval chances. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the offer.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are companies who may be ready to offer you a payday loan even if you have a poor credit score. You will need a steady income to be eligible for a bad credit payday loan.

To get accepted for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

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