Mechanics Bank - Los Osos Branch Payday Loans Review - Los Osos, California

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3.4 5 reviews

Organization owner?

1001 Los Osos Valley Rd, Los Osos, CA 93402, USA

+1 (805) 528-1211

www.mechanicsbank.com

Thursday

9AM–5PM

Friday

9AM–6PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

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Payday lenders are provided in the first three points. Below info offers general information about payday loans.

Payday Loans in Los Osos, California

The financial product known as a payday loan is issued for a short-term: 2-3 weeks. $100-$1,000 is approved for cutomers.

Payday loans in Los Osos, California are issued easily. The interest rate is dependent on the customer's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Mechanics Bank - Los Osos Branch help issue a loan in Los Osos, California?

Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Los Osos, California. They rate many other factors before taking out a loan. One of them is financial capabilities. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a cash advance: