U.S. Bank Branch Payday Loans Review - Los Osos, California

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3 2 reviews

1240 Los Osos Valley Rd, Baywood-Los Osos, CA 93402, USA
+1 (805) 534-2830
locations.usbank.com
Thursday
10AM–4PM
Friday
10AM–4PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about U.S. Bank Branch?

Below you see some of the opinions of our clients.
Note

Important

The above-given information provides the details about a specific company. The information below is about common information about payday loans.

Payday Loans in Los Osos, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.

Online payday loans can be the right solution to your unexpected financial problems in Los Osos , California because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the company's policy.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of U.S. Bank Branch that offers payday loans in Los Osos, California

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within several hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to people with a poor credit history. Payday loan approvals depend very much on other factors. Lenders will check your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your cash advance.

Let's see

Other Payday Lenders in Los Osos, California

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+1 (916) 455-0309

www.advanceamerica.net

Payday Services Plus

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East West Bank

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+1 (909) 989-8127

www.eastwestbank.com

Advance America

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+1 (909) 425-2794

www.advanceamerica.net

Saul's Loan & Jewelry

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+1 (805) 483-7036

www.thepawnshopoxnard.com

On Q Financial | Hope Halperin | Roseville, CA

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+1 (916) 472-3603

www.hopeespinoza.onqfinancial.com

Cash Flow Express Inc

San Rafael, CA 94901, USA

+1 (415) 925-9999

Savings Bank of Mendocino County

145 S Main St, Willits, CA 95490, USA

+1 (707) 459-5533

www.savingsbank.com

Coast Central Credit Union

39007 CA-299, Willow Creek, CA 95573, USA

+1 (530) 629-3128

www.coastccu.org