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What people think about Westamerica Bank?
I asked Westamerica Bank for help. Everything was done very quickly. Had the funds in my account the same morning. Employees are very caring. Good experience!
Leonel Schneider PhD
A good company. The company quickly processed my application. Had funds in my account the next evening. If you need some extra money urgently, this is the best loan provider, I’m telling you!
Royce Cruickshank
Recently I had the most desperate situation in my life. I urgently needed $700 to deal with utility bills. This institution helped me very quickly. They were the only lender that approved me for the requested amount. I solved all my troubles. I will surely recommend this website to my family. Best service ever.
Remington Bauch
Was invited to a wedding but was broke at that time. A friend recommended me to contact Westamerica Bank. And I did. This was the best decision! Yes, the interest rate was high but I suppose it’s because I had bad credit. In general, The process was simple.
Prof. Hollie Leannon Sr.
Important
Now you can read general features of payday loans.
Payday Loans in Los Banos, California
Payday loans are short-term loans originally invented to tide people over until payday. You can typically borrow from $100 to $1,000.
Payday loans in Los Banos, California is are easy to access. The interest rate is individual for each applicant and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Westamerica Bank that offers payday loans in Los Banos, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people take out cash advances?
Payday loans for bad credit
If you have a bad credit score you may still apply a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are companies who may be willing to give you a payday loan even if you have a bad credit score. You will need a steady income to apply for a bad credit payday loan.
To get approved for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the precise cost of the loan immediately.
Other Payday Lenders in Los Banos, California
Fast Auto Loans, Inc.
24200 Sunnymead Boulevard, Moreno Valley, CA 92553, USA
+1 (951) 208-7489
fastautoloansvirginiainc.com
Advance America
2260 Oro Dam Blvd E Ste D, Oroville, CA 95966, USA
+1 (530) 534-4853
www.advanceamerica.net
USA Title Loan Services – Loanmart National City
1610 Highland Ave, National City, CA 91950, USA
+1 (619) 732-0025
www.800loanmart.com
