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What people think about ACE Cash Express?
I've dealt with them for many years and I am satisfied with the service
Nathen Leannon
No wait, friendly staff.
Garrett Torp
Ms. Rosa at the customer service window is always pleasant and helpful.
Ms. Lilla O'Conner Sr.
This was my best experience dealing with Ace check Cashing Express.
Ellis Lehner II
Important
The previous three items describe a specific company. But below you can read general details about payday loans.
Payday Loans in Los Angeles, California
Payday loans are short-term loans originally invented to tide consumers over until payday. You can usually borrow from $100 to $1,000.
Payday loans may seem like an easy and speedy solution to a short-term problem in Los Angeles, California. Loans from payday lenders can get you funds same day. Your interest rate will depend on a few factors.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of ACE Cash Express that offers payday loans in Los Angeles, California
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account very quickly.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for cash advances?
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Los Angeles, California
Patelco Credit Union
985 Golf Course Dr, Rohnert Park, CA 94928, USA
+1 (800) 358-8228
www.patelco.org
Philippine National Bank
16130 Nordhoff St, North Hills, CA 91343, USA
+1 (818) 830-9100
www.pnb.com.ph
Advance America
16075 -D, Foothill Blvd, Fontana, CA 92335, USA
+1 (909) 429-9881
www.advanceamerica.net
MoneyGram
5160 Vineland Ave #113, North Hollywood, CA 91601, USA
+1 (818) 753-7527
locations.moneygram.com
