Heritage Bank of Commerce Payday Loans Review - Los Altos, California

Your personal information is safe with us

4.3 4 reviews

Organization owner?

419 S San Antonio Rd, Los Altos, CA 94022, USA

+1 (650) 941-9300

www.heritagebankofcommerce.com

Friday

10AM–4PM

Saturday

Closed

Sunday

Closed

Monday

10AM–4PM

Tuesday

10AM–4PM

Wednesday

10AM–4PM

Thursday

10AM–4PM

Domain Info

What people think about Heritage Bank of Commerce?

Below you read some of the opinions of our customers.

Note

Important

Above there is information about a precise company. Below you can see common aspects of payday loans.

Payday Loans in Los Altos, California

A payday loan is a short-term loan that can help you deal with sudden money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Los Altos, California. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Heritage Bank of Commerce that offers payday loans in Los Altos, California

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive cash. The money will be transferred to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.

Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history can usually be an obstacle to getting a bank loan. A payday loan can save consumers who have low credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a cash advance if you are certain that you can afford payments punctually.

To get approved for a payday loan, you have to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a few seconds to become informative even before applying.

Let's see