Farmers & Merchants Bank Payday Loans Review - Long Beach, California

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5 reviews

Organization owner?

2801 Atlantic Ave, Long Beach, CA 90806, USA

+1 (562) 989-7862

www.fmb.com

Tuesday

8:30AM–4:30PM

Wednesday

8:30AM–4:30PM

Thursday

8:30AM–4:30PM

Friday

7AM–4PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4:30PM

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Further there will be shown the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Long Beach, New York

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Such financial products as payday loan in Long Beach, New York is issued simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a borrower will recieve.

APR

25% small loan cap

How will Farmers & Merchants Bank help take out a payday loan in Long Beach, New York?

24/7 service. Such online services allow you to deposit funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

A negative factor reviewed by financial institutions is called as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a cash advance. The lending company review many aspects such as financial solvency to approve the application. Cash advance in Long Beach, New York may help level up your credit history.

The following common points will be assessed before applying for a cash advance: